Month: November 2016

frugal living, Holidays

GET PAID FOR CHRISTMAS SHOPPING

Hooray its Cyberweek! There are so many good deals going on it is hard to know where to start. This year, we have limited our Christmas budget to $100 for the three of us. In other words, $33.33 person. $33 sure doesn’t go far these days so one thing we have been doing throughout the …

budget, DIY, Holidays

25 CHEAP OR FREE CHRISTMAS ACTIVITIES

The Christmas season can be expensive. And I mean like, really expensive. There are so many gatherings and parties and people to shop for, places to go, and things to see. But do we really have to overspend to have a merry Christmas? This year, I am saying NO. No to the overspending, no to …

budget

HOW TO CREATE A BUDGET THAT ACTUALLY WORKS

Most of my life, my philosophy on creating my budget has been, “don’t spend money, ever.” Or, to put it more accurately, “always try to spend the least amount of money possible on anything.” Think this Saturday Night Live Skit with Steve Martin and Amy Poehler: There are problems with my former theory. We simply …

Income Based Repayment, Public Service Loan Forgiveness, Refinance Student Loans, student loans

President Trump’s Impact on Our Student Loans

The video version for my audio/visual friends: The wordy version for my friends reading this at work, trying not to get caught:  This election seemed to really divide people into two groups: 1) people who hate Donald Trump and 2) people who hate Hillary Clinton more than the people who hate Donald Trump. There is …

Refinance Student Loans, student loans

OUR STUDENT LOAN REPAYMENT PLAN

We are literally saving hundreds of thousands of dollars on our student loans. And it is actually easier than you might think. OUR STUDENT LOAN REPAYMENT PLAN: The video version:  The quick version: STEP ONE: Forego our grace period and sign up for REPAYE. STEP TWO: Start making student loan payments immediately. STEP THREE: Refinance with a private …