Category: budget

budget

HOW TO DO CHRISTMAS ON A TIGHT BUDGET

(1) CREATE A BUDGET. An obvious but often overlooked step to keeping  spending under control during the holidays is to create a firm budget. We set an amount that each family member receives and we strive to stick to it, no matter what. That means that if we have already spent the allotted amount and …

budget, grocery shopping

GROCERY BUDGET FOR 3 – What we buy and what we spend

Have you had a hard time setting up your grocery budget for 3? Here is everything we eat, spend, and do for our grocery budget for 3. Ever since we got serious about buckling down with a budget, it has been apparent that our grocery budget is by far the most likely category in our …

budget, frugal living, travel

HOW TO TAKE A BEACH VACATION ON A BUDGET

We recently returned from a trip to Destin, Florida, inspired but otherwise uninterrupted by Hurricane Irma. We decided we ought to practice what we preach, and got a group of friends from church together to donate supplies to Hurricane Irma victims. We planned out our trip the week before Irma was supposed to hit, not …

budget, Holidays

CHEAP OR FREE FALL BUCKET LIST ACTIVITIES

I am not a person who adores fall. Not that there is anything wrong with fall, but simply for the fact that it represents the close of summer and basically the start of winter. What can I say, I’m a summer person, and I’m not afraid to admit it. Many of my friends are fall …

budget, Refinance Student Loans

FINANCIAL GOALS FOR MY 30’S

Last weekend I turned the big 30! I told myself last year that I wasn’t going to get upset about turning 30, and I didn’t. There is power in positive thinking! Plus as everyone knows, 30 is the new 20. So I really feel great about being 30. But financially speaking, turning 30 has given …

budget, travel

HOW TO TAKE A VACATION ON A BUDGET

Ah, it is starting to smell like the sweet smells of summer around here. Freshly cut grass, chlorine, warm rain, you know, all those good smells. Summer always has me thinking about vacation. Vacations are trickier these days now that we are whittling away at paying off our $600k of student loan debt.  Despite that …

budget, law school

HOW TO STUDY FOR THE BAR EXAM WITH A BABY (AND ON A BUDGET!)

Are you a law student? Do you want to know how to study for the bar with a baby? I realize that this post will not be relevant to many of you. Plenty of you are not law students. But, this topic was important enough to me that I felt compelled to share what I …

budget, frugal living, Holidays

HOW TO DO EASTER ON A BUDGET

This year we are celebrating Easter on a budget. Obviously. (cough cough $600k of debt cough). I LOVE holidays. All the holidays. Even though I love them, in some ways it would be easy to just simply not celebrate them. Just think of the money we would save! But, come on, that is no way …

budget, eating healthy, frugal living, grocery shopping

HOW TO EAT HEALTHY ON A BUDGET

How can I eat healthy on a budget? Grocery shopping on a budget is tricky enough but what about grocery shopping for healthy foods on a tight budget? Is it possible? Will I have to bury myself in hundreds of coupons and get confrontational with my cashier who will inevitably reject my coupons at check out? Since we …