Category: debt

debt, finances, Fitness

30 DAY FITNESS AND FINANCE CHALLENGE

Hey Red-two-greeners! January to me usually means two things– food hangover and financial hangover. All of the gifting and treat eating and workout missing and holiday shopping seems to catch up with me around then. So, at the beginning of next year, we will be hosting a fitness and finances challenge. As we have become …

budget, debt, finances

HOW TO CREATE A BUDGET THAT ACTUALLY WORKS

Most of my life, my philosophy on creating my budget has been, “don’t spend money, ever.” Or, to put it more accurately, “always try to spend the least amount of money possible on anything.” Think this Saturday Night Live Skit with Steve Martin and Amy Poehler: There are problems with my former theory. We simply …

debt, finances, student loans

OUR STUDENT LOAN DEBT STORY

When we started dating in 2007, we were both exactly $0 in debt. Over the last decade, that beautiful $0 ballooned into a colossal $600,000. The question that we get asked all too often– how did this happen? How we ended up with $600,000 in debt After getting married, we graduated with our bachelor’s degrees in …

debt, debt snowball, dental student

June Debt Update and Goal Reviewing

We have big things in store. Like really big things. Some of which have slowed down our debt chipping away progress the last couple of months. I don’t want to spoil it, but we have a couple of surprises coming your way within the next couple of weeks. I know you are dying. We’ll keep you …

debt, debt snowball, finances, financial freedom, financial peace, student loans

HOW WE ARE GOING TO PAY OFF OUR STUDENT LOANS IN 5 YEARS (6 EASY WAYS TO PAY OFF DEBT)

(1) Keep your day job. We’ve seen lots of folks quitting their day jobs to pursue their passions full time. It seems that a lot of of millennials are looking for ways to beat the 9 – 5. I can DEFINITELY respect and aspire to that journey, but in the mean time, we are keeping the jobs …

debt, dental student, finances, financial freedom, financial peace, student loans

The Road 2016

[The following blog post is part of The Road to Financial Wellness blog tour. The Road to Financial Wellness is a three-month, grassroots campaign promoting financial empowerment on a national level and encourages people to pursue their dream lifestyle. Find out more about local events near you.]   To me, financial empowerment means freedom, expressed in …

debt

Cashing in our Coins to Pay Student Loans

[PC: Mark Ewbie]   We are doing all kinds of insane things to side hustle away our student loans. I have been a firm believer of picking up pennies off the ground since the womb, likely. Imagine my horror, when, after we were married, I saw Danny literally THROW a sundry of loose change on the …

debt

Next Stop: Tulsa, Oklahoma

PC; FREQUENT WANDERER (defending Tulsa) Danny has officially accepted an offer with a dentists’ group in ….Tulsa, Oklahoma! I feel much like CHANDLER ON FRIENDS. We really are excited at this opportunity. It really was an offer we couldn’t refuse. The cost of living in Tulsa is cheap. The people of Tulsa are great. Another bonus, the …

debt, debt snowball, dental student, financial freedom, medical student, student loans

STUDENT LOAN REPAYMENT OPTIONS: IBR PAYE REPAYE STANDARD REPAYMENT ETC ETC

Danny’s graduation just keeps getting closer and closer which means one excellent thing: we are getting closer and closer to having a real income. But it also means that we are getting closer and closer to having to make a decision on how we are going to tackle his MOUNTAIN of debt. So, I’ve gone …

debt, debt snowball, dental student, finances, financial freedom, financial peace, law school, student loans

Student Loans: March Debt Update

Progress is progress I guess!  Kind of. Except that I looked at Danny’s dental school loans and his masters degree loans this week. Its like looking after you squish a bug or blow your nose- you’ve gotta see it but you really really really don’t want to. But you do. But really you don’t. He’s …