Category: student loans

law school, student loans

IS GOING TO LAW SCHOOL FINANCIALLY WORTH IT?

Yesterday I was perusing the clearance rack at my local market (a strategy I use for saving money while trying to eat healthy on a budget). I turned the corner and beheld a sight that I always mourn seeing– the back to school aisle. Back to school already?? I feel like summer is just getting started. …

debt repayment, student loans

HOW I PAID OFF MY STUDENT LOANS IN 18 MONTHS

Here, I have outlined exactly how I paid off my student loans in 18 months. I had more than $48,000 of student loan debt that I once thought would drown me forever– I still can’t believe it! I’m here to share the things I did that made it all possible– and surprise! I did it …

debt repayment, law school, Refinance Student Loans, student loans

SHOULD I CHOOSE AN INCOME BASED REPAYMENT PLAN OR PAY OFF MY STUDENT LOANS QUICKLY?

Thinking of refinancing your student loans? Use our affiliate link with SoFi to get $100-$300 off! (plus you’ll lower your interest rate to score even more savings!) Is income based repayment right for me? Is a standard payment plan right for me? What is my best option for paying off student loan debt? These are …

Income Based Repayment, Public Service Loan Forgiveness, Refinance Student Loans, student loans

President Trump’s Impact on Our Student Loans

The video version for my audio/visual friends: The wordy version for my friends reading this at work, trying not to get caught:  This election seemed to really divide people into two groups: 1) people who hate Donald Trump and 2) people who hate Hillary Clinton more than the people who hate Donald Trump. There is …

Refinance Student Loans, student loans

OUR STUDENT LOAN REPAYMENT PLAN

We are literally saving hundreds of thousands of dollars on our student loans. And it is actually easier than you might think. OUR STUDENT LOAN REPAYMENT PLAN: The video version:  The quick version: STEP ONE: Forego our grace period and sign up for REPAYE. STEP TWO: Start making student loan payments immediately. STEP THREE: Refinance with a private …

student loans

OUR STUDENT LOAN DEBT STORY

When we started dating in 2007, we were both exactly $0 in debt. Over the last decade, that beautiful $0 ballooned into a colossal $600,000. The question that we get asked all too often– how did this happen? How we ended up with $600,000 in debt After getting married, we graduated with our bachelor’s degrees in …

student loans

HOW TO COPE WITH STUDENT LOAN DEBT STRESS

Life has shown us that we need some serious coping mechanisms for dealing with the stress that comes from having student loan debt. Our student loan debt is literally keeping me up at night.  Ever since Danny graduated, we have been feeling the crippling weight of our student loans. I feel the greatest effects late …

dental school, law school, student loans

WHAT YOU SHOULD UNDERSTAND ABOUT STUDENT LOANS

  Thirteen years ago, times were much more simple. Donald Trump had just landed his first reality tv gig with The Apprentice (his second being his presidential campaign, ’cause did you see the most recent Presidential debate?) America was still united in the aftermath of 9/11. I had just started the eleventh grade. I lived with …

finances, student loans

5 MISTAKES WE MADE WITH OUR STUDENT LOANS

We took too long to graduate.  Despite the AP courses and credits we earned before college which should have allowed us both to graduate early, it actually took me (Amber) 5 years to graduate. It took Danny 6. What the heck were we doing? Not a lot of buckling down and getting after it, that is for sure. I …

debt, debt repayment, student loans

HOW WE ARE GOING TO PAY OFF OUR STUDENT LOANS IN 5 YEARS (6 EASY WAYS TO PAY OFF DEBT)

    (1) Keep your day job. We’ve seen lots of folks quitting their day jobs to pursue their passions full time. It seems that a lot of of millennials are looking for ways to beat the 9 – 5. I can DEFINITELY respect and aspire to that journey, but in the mean time, we are keeping …