debt, debt snowball, dental student, financial freedom, medical student, student loans

STUDENT LOAN REPAYMENT OPTIONS: IBR PAYE REPAYE STANDARD REPAYMENT ETC ETC

Danny’s graduation just keeps getting closer and closer which means one excellent thing: we are getting closer and closer to having a real income. But it also means that we are getting closer and closer to having to make a decision on how we are going to tackle his MOUNTAIN of debt. So, I’ve gone …

debt, debt snowball, dental student, finances, financial freedom, financial peace, law school, student loans

Student Loans: March Debt Update

Progress is progress I guess!  Kind of. Except that I looked at Danny’s dental school loans and his masters degree loans this week. Its like looking after you squish a bug or blow your nose- you’ve gotta see it but you really really really don’t want to. But you do. But really you don’t. He’s …

frugal

Couponing and Sale Shopping

When we lived in Miami I was a mad couponer. Groceries were much more expensive than previous places we had lived (and keep in mind, we moved there from China where grocerie are practically free). It was really disheartening to come home with a couple bags of groceries that somehow cost +$100. I was chatting …

car seat, car wreck, cars, debt snowball, finances, financial freedom, financial peace, financial setbacks, insurance, setbacks

Financial Setbacks and Gratitude

  A few days after Christmas, we were driving to meet up with some friends. The highway looked nice and dry, until we got to one section, just about to go over a bridge, and Danny said “is the ground wet?” It was black ice. Just as he finished saying those words, words that played …

debt

5 Ways to Get Your Family On Board with Your Budget

1. Review your total debt with them. Sit down and open up the accounts where you have debt. Show them how much interest has accrued. View all of the details that you can under your account. Depending on your debt load, this ought to illicit enough panic to convince your family to never stray from …

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6 Easy Steps to Become a Mystery Shopper

Mystery shopping. Have you heard of it? We have a several little side hustles that we do to put extra money each month towards our student loans. One of my favorite things lately has been mystery shopping. AKA getting paid to shop. Ba da da da da I’m lovin it! There are businesses that will pay you (and …