debt, debt repayment, rental income property

SHOULD YOU BUY A RENTAL INCOME PROPERTY WHEN YOU ARE IN DEBT?

If we are ever going to pay off this debt, we are going to have to get creative. So, we have a plan. We haven’t really decided if its a good one or not. Here is what we are thinking: We have not narrowed down exactly where we will be moving, but in some of our options …

debt, debt repayment, Income Based Repayment, Refinance Student Loans, student loans

WHAT STUDENT LOAN REPAYMENT PLAN IS RIGHT FOR ME?

Danny’s graduation just keeps getting closer and closer which means one excellent thing: we are getting closer and closer to having a real income. But it also means that we are getting closer and closer to having to make a decision on how we are going to tackle his MOUNTAIN of debt. So, I’ve gone …

frugal living, grocery shopping

Couponing and Sale Shopping

When we lived in Miami I was a mad couponer. Groceries were much more expensive than previous places we had lived (and keep in mind, we moved there from China where grocerie are practically free). It was really disheartening to come home with a couple bags of groceries that somehow cost +$100. I was chatting …

financial setbacks

FINANCIAL SET BACKS AND GRATITUDE

  A few days after Christmas, we were driving to meet up with some friends. The highway looked nice and dry, until we got to one section, just about to go over a bridge, and Danny said “is the ground wet?” It was black ice. Just as he finished saying those words, words that played …

budget, debt, Motherhood

5 WAYS TO GET YOUR FAMILY ON BOARD WITH A BUDGET

1. Review your total debt with them. Sit down and open up the accounts where you have debt. Show them how much interest has accrued. View all of the details that you can under your account. Depending on your debt load, this ought to illicit enough panic to convince your family to never stray from …

increase income

6 Easy Steps to Become a Mystery Shopper

Mystery shopping. Have you heard of it? We have a several little side hustles that we do to put extra money each month towards our student loans. One of my favorite things lately has been mystery shopping. AKA getting paid to shop. Ba da da da da I’m lovin it! There are businesses that will pay you (and …