student loans

WHY WE’RE NOT USING DAVE RAMSEY’S “SNOWBALL APPROACH” TO PAY OFF OUR STUDENT LOAN DEBT

Today we hit another milestone. My undergraduate student loans are officially GONE. We started out paying off our loans thinking we would use Dave Ramsey’s snowball approach. If you haven’t heard of this approach, it is certainly worth reading about it in his book, The Total Money Makeover. THE DEBT SNOWBALL APPROACH: Basically, the idea is that …

budget, debt repayment, student loans

HOW TO STAY DEDICATED TO PAYING OFF YOUR STUDENT LOANS

This week we made our very first student loan payment! It was an exciting milestone. It means a few things: 1) I (Amber) am not in school anymore, 2) I (Amber) have a job (and thus can make a payment), and 3) We have officially begun our journey getting these suckers paid off. I knew that …