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HOW TO DO HALLOWEEN COSTUMES ON A BUDGET

Want to do Halloween costumes but living on a tight budget? Halloween sneaks up on me every year. I day dream about Halloween costumes MONTHS in advance, but when it actually starts getting close, I almost always draw a blank on how our family will dress up. I find it especially challenging given that we …

budget, grocery shopping

GROCERY BUDGET FOR 3 – What we buy and what we spend

Have you had a hard time setting up your grocery budget for 3? Here is everything we eat, spend, and do for our grocery budget for 3. Ever since we got serious about buckling down with a budget, it has been apparent that our grocery budget is by far the most likely category in our …

budget, frugal living, travel

HOW TO TAKE A BEACH VACATION ON A BUDGET

We recently returned from a trip to Destin, Florida, inspired but otherwise uninterrupted by Hurricane Irma. We decided we ought to practice what we preach, and got a group of friends from church together to donate supplies to Hurricane Irma victims. We planned out our trip the week before Irma was supposed to hit, not …

frugal living

FREE THINGS I CAN DO TO HELP VICTIMS OF HURRICANE IRMA

We are deeply saddened to hear of the impact of Hurricane Irma. Many people are without homes. There is flooding. There were deaths. There is still a lack of power for over a million people in its path. Mother Nature is angry. In the United States alone, wild fires have burned through California, Colorado, Idaho, …

budget, Holidays

CHEAP OR FREE FALL BUCKET LIST ACTIVITIES

I am not a person who adores fall. Not that there is anything wrong with fall, but simply for the fact that it represents the close of summer and basically the start of winter. What can I say, I’m a summer person, and I’m not afraid to admit it. Many of my friends are fall …

budget, Refinance Student Loans

FINANCIAL GOALS FOR MY 30’S

Last weekend I turned the big 30! I told myself last year that I wasn’t going to get upset about turning 30, and I didn’t. There is power in positive thinking! Plus as everyone knows, 30 is the new 20. So I really feel great about being 30. But financially speaking, turning 30 has given …

law school, student loans

IS GOING TO LAW SCHOOL FINANCIALLY WORTH IT?

Yesterday I was perusing the clearance rack at my local market (a strategy I use for saving money while trying to eat healthy on a budget). I turned the corner and beheld a sight that I always mourn seeing– the back to school aisle. Back to school already?? I feel like summer is just getting started. …

Deals

SCORE THE BEST DEALS ON AMAZON PRIME DAY

Happy Amazon Prime Day! Did you know Amazon Prime Day is apparently a thing? We haven’t really paid attention to it until this year.. and we’re glad we did! Amazon is unloading some SERIOUSLY great deals– starting now! Amazon Prime day runs from now through midnight tomorrow night, July 11 at midnight. Of course, you have …

Deals, Holidays

11 CHEAP FATHER’S DAY GIFT IDEAS

Is it just me or does it feel like there is a holiday every other week these days? I think social media plays a big factor in both creating/exacerbating the need to over-celebrate things. Which can be fun. But also can quickly blow your budget. One holiday we love to over-celebrate though, is Father’s Day! …

budget, travel

HOW TO TAKE A VACATION ON A BUDGET

Ah, it is starting to smell like the sweet smells of summer around here. Freshly cut grass, chlorine, warm rain, you know, all those good smells. Summer always has me thinking about vacation. Vacations are trickier these days now that we are whittling away at paying off our $600k of student loan debt.  Despite that …